Skills
Everything Finn can do — from conversation and bank connections to goals, alerts, and insights.
Core skills
| Feature | Description | Status | Link |
|---|---|---|---|
| Finn AI | Talk to Finn in plain language; Finn understands your goals and connects you to the right tools (transactions, goals, budgets, and more). | ✅ Available | Learn More |
| Memory | Finn remembers what you've talked about in the past so conversations stay continuous and personalized. | ✅ Available | Learn More |
| Texting | Financial insights and conversations through SMS, RCS, iMessage, WhatsApp on iPhone and Android | ✅ Available | Learn More |
| iMessage | Native iMessage interaction with Finn — reply, react, and discuss finances naturally (iPhone, iPad) | ✅ Available | Learn More |
| Chat with Finn on WhatsApp for financial insights and conversations on Android and iPhone | ✅ Available | Learn More | |
| RCS | Rich messaging with Finn over RCS — read receipts, typing indicators, and media on supported Android and carrier networks | ✅ Available | Learn More |
| Financial Accounts | Securely connect your bank accounts, credit cards, and investment accounts for comprehensive financial insights | ✅ Available | Learn More |
| Transactions | Track, query, and analyze your financial transactions | ✅ Available | Learn More |
| Graphing | AI can auto-generate graphs on request to help you better visualize your finances | ✅ Available | Learn More |
| Budgets | Set spending limits by category and see how you're doing each month | ✅ Available | Learn More |
| Spending limits | Set a monthly spending cap and track your progress against it | ✅ Available | Learn More |
| Income | See how much you've earned, income over time, and expected income | ✅ Available | Learn More |
| Subscriptions | See recurring charges and get notified when Finn finds a new subscription | ✅ Available | Learn More |
| Goals | Intent-based savings goals with automatic monthly progress tracking based on your cash flow | ✅ Available | Learn More |
| Cashflow | Daily Round Up text and monthly summary of your financial health | ✅ Available | Learn More |
| Returns & refunds | See potential refunds and returns Finn has identified | ✅ Available | Learn More |
| Account & profile | Update your name and email through conversation | ✅ Available | Learn More |
| Feedback | Send feedback, suggestions, or report a bug to the team | ✅ Available | Learn More |
Smart alerts (Rules engine)
Finn's Rules Engine lets you create customizable alerts to stay on top of your finances without constant checking.
| Alert Type | Description | Status | Link |
|---|---|---|---|
| Low Balance Warning | Get notified when any checking account drops below your set threshold | ✅ Available | Learn More |
| Large Purchase Alert | Receive alerts when purchases exceed your configured amount (e.g., $200+) | ✅ Available | Learn More |
| New Subscription Detection | Automatic detection and notification when new recurring subscriptions are detected | ✅ Available | Learn More |
| Income Arrived | Get notified when paychecks or deposits hit your account | ✅ Available | Learn More |
| Merchant Alerts | Set up alerts for specific merchants (e.g., "notify me for any Amazon purchase over $50") | ✅ Available | Learn More |
| Custom Rules | Create personalized alert rules via natural language (e.g., "notify me when...") | ✅ Available | Learn More |
Integrations
Connect your favorite apps and services so Finn can give you a fuller picture of your finances — from online purchases and receipts to instant alerts.
| Integration | Description | Status | Link |
|---|---|---|---|
| Gmail | Connect Gmail for insights on your online purchases, instant alerts when orders ship or bills arrive, and automatic receipt gathering. Finn reads relevant emails (read-only) to surface receipts, subscription confirmations, and purchase details so you can track spending and returns without digging through your inbox. | ✅ Available | Connect in app |
For planned finance solutions and platform features (fraud detection, instant notifications, bill pay, credit score, net worth, and more), see Coming Soon in the developer docs.
For builders: agent tools reference
A full list of AI agent tools (what’s implemented in the FastAPI backend) and docs coverage is in the Agent tools reference. Most skills now have dedicated docs; payment/billing is the main area without a dedicated skill page yet.
Learn more about each skill by clicking the links above, or check out our Getting started guide to begin using Finn today.