Examples & use cases
See what Finn can do and get ideas for how to use it in your day-to-day.
This page gives you a quick list of Finn's skills and a set of example use cases — things you can ask, set up, or do with Finn so you can get the most out of it.
Finn's skills
Finn is built around a set of skills: things it can do with your permission and your connected accounts. Here's the set we support today.
Conversation & insights
| Skill | What it does | Learn more |
|---|---|---|
| Finn AI | Answers your questions and runs tasks using your financial data. | Intents |
| Texting & iMessage | Talk to Finn over SMS or iMessage — ask questions, get summaries, request graphs. | Communication |
| Transactions | Track, search, and analyze your transactions in natural language. | Intents |
| Graphing | Generates charts (e.g. spending by category, over time) when you ask. | Intents |
| Cashflow | Daily round-up and monthly financial health summary. | Intents |
Accounts & goals
| Skill | What it does | Learn more |
|---|---|---|
| Bank connections | Securely connect checking, savings, credit cards, and investments (read-only). | Bank connections |
| Goals | Set savings goals; Finn tracks progress automatically from your cash flow. | Goals |
Alerts (Rules engine)
| Skill | What it does | Learn more |
|---|---|---|
| Low balance | Get notified when an account drops below a threshold you set. | Rules engine |
| Large purchase | Alerts when a single purchase exceeds an amount (e.g. $200+). | Rules engine |
| New subscription | Notified when Finn detects a new recurring charge. | Rules engine |
| Income / deposits | Notified when paychecks or other deposits hit your account. | Rules engine |
| Merchant alerts | Alerts for specific merchants (e.g. any Amazon purchase over $50). | Rules engine |
| Custom rules | Define your own rules in plain language ("notify me when..."). | Rules engine |
For the full picture, see the Skills overview.
Ways Finn can help
Here are concrete examples and use cases — things you can do or ask Finn, by category.
Understanding your spending
- "How much did I spend on restaurants last month?" — Get a total and see which transactions counted.
- "Break down my spending by category for this month." — Get a category summary so you know where your money went.
- "Show me a graph of my dining spending over the last 3 months." — Visualize trends without opening another app.
- "What were my top 5 biggest purchases last month?" — Quick scan for large or surprising outflows.
- "How much do I spend on subscriptions?" — See recurring charges in one place.
Staying on top of your money
- "What's my checking balance?" — Quick balance check without logging into your bank.
- "Summarize my finances this week." — Short summary of what came in, what went out, and what changed.
- Get a daily round-up — Let Finn send you a brief daily summary so you stay aware without constantly checking.
Goals and saving
- "Am I on track for my emergency fund goal?" — See progress toward a goal you set.
- Set a savings goal — e.g. "Save $2,000 for vacation by June." Finn tracks progress from your real cash flow.
- "How much did I save this month?" — Compare to your goal or last month.
Alerts and peace of mind
- Low balance — "Notify me when checking drops below $500" so you avoid overdrafts.
- Large purchases — "Alert me for any purchase over $200" so you spot big or unexpected charges.
- New subscriptions — Get notified when a new recurring charge appears so you can cancel what you don’t want.
- Paycheck / deposits — "Tell me when my paycheck hits" so you know when money is available.
- Specific merchant — "Notify me for any Amazon purchase over $50" to control optional spending.
Quick answers and planning
- "How much did I pay in fees last year?" — Search and sum by category or merchant.
- "What's my total credit card balance across all cards?" — Aggregate view if you’ve connected multiple cards.
- "When is my next bill due?" — If you track bills, Finn can help you plan around due dates.
Try it yourself
Pick a use case above and try the question or setup in the app or over text. For step-by-step setup (account connection, goals, rules), see Getting started and the Skills pages.