Examples & use cases

See what Finn can do and get ideas for how to use it in your day-to-day.

This page lists Finn's skills and 100 ways Finn can support you—concrete things you can ask, set up, or do so you can understand your money, stay on track, and feel in control.

Primary use cases

These are the top ways we believe Finn can help people solve real financial friction: less guessing, fewer surprises, and a clearer picture without spreadsheets or extra apps.

What Finn helps with	What you can do	Why it matters
Spending clarity	Ask "How much did I spend on restaurants last month?" or "Break down my spending by category this month."	Stop wondering where your money went—get a clear answer in a text.
Quick balance check	Ask "What's my checking balance?" or "How much do I have across all accounts?"	Check your money without opening your bank app.
Low-balance peace of mind	Set a rule: "Notify me when checking drops below $500."	Avoid overdrafts and surprise low-balance moments.
Savings goals	Set a goal (e.g. "Save $2,000 for vacation by June") and ask "Am I on track?"	See progress in plain language and in your daily or monthly round-ups.
Subscription visibility	Ask "What subscriptions do I have?" and turn on "Notify me when Finn finds a new subscription."	Spot recurring charges and catch new ones so you can cancel what you don’t want.
Budget awareness	"Set my dining budget to $300" and "How am I doing on my dining budget?"	Stay on track by category without a separate budgeting app.
Daily or weekly awareness	Get a daily round-up or ask "Summarize my finances this week."	Stay aware of your money without constantly checking—one message does it.
Large or unexpected charges	Set "Alert me for any purchase over $200" or ask "What were my top 5 biggest purchases last month?"	Catch big or mistaken charges and feel more in control.
Paycheck awareness	Ask "When did my last paycheck hit?" or set "Tell me when my paycheck deposits."	Know when money lands so you can plan spending and bills.
Financial health at a glance	Ask "Give me a quick financial health check" or "Am I on track financially?"	One question for balance, spending vs budget, and goals—no app hopping.

These primary use cases are all in the full list below. Start with one that matches your biggest pain (e.g. surprise low balance → set a low-balance alert; lost track of spending → ask for a spending breakdown or daily round-up).

Finn's skills

Finn is built around a set of skills: things it can do with your permission and your connected accounts.

Conversation & insights

Skill	What it does	Learn more
Finn AI	Answers your questions and runs tasks using your financial data.	Intents
Texting & iMessage	Talk to Finn over SMS, iMessage, RCS, or WhatsApp — ask questions, get summaries, request graphs.	Communication
Transactions	Track, search, and analyze your transactions in natural language.	Intents
Graphing	Generates charts (e.g. spending by category, over time) when you ask.	Intents
Cashflow	Daily round-up and monthly financial health summary.	Intents

Accounts, budgets & goals

Skill	What it does	Learn more
Bank connections	Securely connect checking, savings, credit cards, and investments (read-only).	Bank connections
Budgets	Set spending limits by category; see how you're doing each month.	Budgets
Spending limits	Set one monthly spending cap and track progress against it.	Spending limits
Income	See how much you've earned, income over time, and expected income.	Income
Subscriptions	See recurring charges and get notified when Finn finds a new subscription.	Subscriptions
Goals	Set savings goals; Finn tracks progress automatically from your cash flow.	Goals
Returns & refunds	See potential refunds and returns Finn has identified.	Returns & refunds
Account & profile	Update your name and email through conversation.	Account & profile
Feedback	Send feedback, suggestions, or report a bug to the team.	Feedback

Alerts (Rules engine)

Skill	What it does	Learn more
Low balance	Get notified when an account drops below a threshold you set.	Rules engine
Large purchase	Alerts when a single purchase exceeds an amount (e.g. $200+).	Rules engine
New subscription	Notified when Finn detects a new recurring charge.	Rules engine
Income / deposits	Notified when paychecks or other deposits hit your account.	Rules engine
Merchant alerts	Alerts for specific merchants (e.g. any Amazon purchase over $50).	Rules engine
Custom rules	Define your own rules in plain language ("notify me when...").	Rules engine

For the full picture, see the Skills overview.

100 ways Finn can support you

Below are 100 concrete use cases—things you can ask Finn, set up, or do. Pick any to try in the app or over text.

Understanding spending & transactions

"How much did I spend on restaurants last month?" — Get a total and see which transactions counted.
"Break down my spending by category for this month." — See where your money went.
"Show me a graph of my dining spending over the last 3 months." — Visualize trends.
"What were my top 5 biggest purchases last month?" — Quick scan for large or surprising outflows.
"How much did I spend on groceries?" — Category total for any period you ask.
"What did I spend at Amazon last month?" — Merchant-level spending.
"Find all transactions over $100 last week." — Filter by amount and time.
"How much did I spend on gas and transportation?" — Track a category over time.
"Show me my entertainment spending this year." — Year-to-date or custom range.
"What are my top spending categories this month?" — See what dominates your budget.

Balances & cash flow

"What's my checking balance?" — Quick balance check without logging into your bank.
"What's my total balance across all accounts?" — Aggregate view of your money.
"Summarize my finances this week." — What came in, what went out, what changed.
"How much money do I have available right now?" — Available balance across linked accounts.
"What's my savings account balance?" — Per-account or total savings.
"Show me my cash flow for the last 30 days." — Inflows vs outflows.
"Did I have more income or expenses last month?" — Simple comparison.
"What's my current credit card balance?" — Per card or total across cards.

Budgets & spending limits

"Set my dining budget to $300 a month." — Cap spending by category.
"How am I doing on my dining budget?" — Spent vs limit and what's left.
"Set my spending limit to $2,000 a month." — One overall monthly cap.
"How much have I spent this month?" — Progress against your spending limit.
"Set a budget for groceries at $400." — Category budget.
"Am I over my budget in any category?" — Quick check across budgets.
"What's left in my budget for eating out?" — Remaining amount for a category.
"Set budgets for multiple categories." — e.g. dining, groceries, entertainment in one go.

Income & paychecks

"How much did I make last month?" — Total income for a period.
"What's my expected income?" — For planning and budgeting.
"When did my last paycheck hit?" — Date and amount of last deposit.
"How much did I earn this year?" — Year-to-date income.
"Notify me when my paycheck deposits." — Rule so you know when money is available.
"Show my income over the last 6 months." — Income trend.

Subscriptions & recurring

"What subscriptions do I have?" — List recurring charges in one place.
"Notify me when Finn finds a new subscription." — So you can cancel what you don't want.
"How much do I spend on subscriptions per month?" — Total recurring spend.
"List my recurring charges." — All detected recurring payments.
"When is my next Netflix charge?" — Next due date for a specific subscription.
"What's my most expensive subscription?" — Identify the biggest recurring cost.

Goals & saving

"Am I on track for my emergency fund goal?" — Progress toward a goal you set.
"Set a savings goal: $2,000 for vacation by June." — Finn tracks progress from your cash flow.
"How much did I save this month?" — Compare to your goal or last month.
"How much more do I need to save for my goal?" — Gap to target.
"Set a goal for a new car down payment." — e.g. $5,000 by December.
"Track my emergency fund progress." — See how close you are.
"When will I reach my savings goal at this rate?" — Projected date based on current saving.
"Add a new savings goal." — Create another goal (e.g. holiday fund, new laptop).

Returns, refunds & fees

"Do I have any pending refunds?" — See potential returns and refunds Finn has found.
"What potential returns has Finn identified?" — List of possible refunds.
"How much did I pay in fees last year?" — Search and sum fees (bank, card, etc.).
"Show me bank fees this month." — Fee transactions in a period.
"Any unrecognized charges?" — Spot possible fraud or mistakes.
"Did I get my refund yet?" — Check status of an expected refund.

Alerts & rules

"Notify me when checking drops below $500." — Avoid overdrafts.
"Alert me for any purchase over $200." — Spot big or unexpected charges.
"Notify me when a new subscription is detected." — Catch new recurring charges.
"Tell me when my paycheck hits." — Know when money is available.
"Notify me for any Amazon purchase over $50." — Control optional spending at a merchant.
"Alert me when my savings hits $10,000." — Milestone notification.
"Notify me of large withdrawals." — e.g. over $500.
"Tell me when I get a refund." — Confirm refunds as they post.
"Alert me when I spend more than $100 in a day." — Daily spending cap awareness.
"Notify me when my credit card payment is due." — If you track bills.
"Alert me for transactions from [specific merchant]." — e.g. any charge from Best Buy.
"Create a custom rule: notify me when..." — Define your own condition in plain language.

Account & profile

"Change my name to Alex." — Update your display name through conversation.
"Update my email to new@example.com." — Change email in profile.
"What accounts do I have connected?" — List linked bank and card accounts.
"Update my phone number." — Change the number we use to reach you.

Planning & quick answers

"What's my total credit card balance across all cards?" — Aggregate card debt.
"When is my next bill due?" — If you track bills, plan around due dates.
"How much can I safely spend this month?" — After income, goals, and fixed costs.
"What's my net worth?" — If you connect assets and liabilities (where supported).
"How much do I owe on my cards?" — Total credit card balance.
"Compare this month's spending to last month." — Side-by-side or difference.
"Am I spending more than I earn?" — Simple income vs expense check.
"What's my average monthly spending?" — Over the last 3, 6, or 12 months.
"How much did I pay in interest last year?" — Sum of interest charges.
"When is my next subscription charge?" — Upcoming recurring payments.

Graphs & visuals

"Show me a pie chart of spending by category." — Visual breakdown.
"Graph my spending over the last 6 months." — Trend over time.
"Chart my income vs expenses." — Compare inflows and outflows.
"Show spending trend for dining." — Category trend line.
"Visualize my savings progress." — Goal progress chart.
"Graph my cash flow by week." — Weekly inflows and outflows.

Summaries & round-ups

"Send me a daily round-up." — Brief daily summary so you stay aware without constantly checking.
"Give me a weekly financial summary." — What happened with your money this week.
"What happened with my money today?" — Today's transactions and impact.
"Monthly financial health summary." — Overview of the month (income, spending, goals).
"Brief me on my finances every Monday." — Weekly digest on a set day.

Search & find transactions

"Find the transaction at Target last Tuesday." — Search by merchant and date.
"Search for all Uber charges." — Every transaction at a merchant.
"When did I last pay my electric bill?" — Find a specific payment.
"Show me every time I paid [merchant]." — Full history for a merchant.
"Find duplicate charges." — Spot possible double charges.

Bills & due dates

"What bills are due this week?" — Upcoming due dates (where you track bills).
"Remind me before my rent is due." — Set a reminder (e.g. 3 days before).
"When is my next credit card due?" — Due date for a specific card (if available from data).

Financial health & peace of mind

"Is there anything unusual in my transactions this month?" — Quick anomaly check.
"Give me a quick financial health check." — Balance, spending vs budget, goals, alerts.
"Am I on track financially?" — High-level view: spending, saving, and goals.

Feedback & support

"I have feedback — the goals screen is confusing." — Send feedback; Finn forwards it to the team.
"Report a bug: the app crashed when I..." — Describe the issue; we'll follow up.
"Send a suggestion to the team." — Share ideas for new features or improvements.

Try it yourself

Pick any use case above and try the question or setup in the app or over text. For step-by-step setup (account connection, goals, rules), see Getting started and the Skills pages.