Getting Started

Your first steps toward financial health with Finn.

Ready to start your journey? Here's how to begin implementing financial best practices with Finn.

Connect Your Accounts

See your complete financial picture

Connect your bank accounts, credit cards, and investment accounts to get started.

What You'll Get

Secure, encrypted connections to all your financial institutions
Automatic transaction import so you don't have to manually enter anything
Real-time balance updates to see your current financial position
Comprehensive financial overview in one place

How to Connect

Sign up for your Finn account
Choose your bank from our list of supported institutions
Enter your credentials securely through our encrypted connection
Verify your accounts and start seeing your transactions

Supported Institutions

Major banks and credit unions
Credit card companies
Investment and retirement accounts
Digital banks and fintech apps

Set Your Goals

Define what financial health means to you

Whether it's building an emergency fund, paying off debt, or saving for a house, clear goals drive success.

Common Financial Goals

Emergency Fund

Target: 3-6 months of essential expenses
Purpose: Handle unexpected expenses without going into debt
Timeline: 6-12 months to build

Debt Payoff

Target: Pay off high-interest debt first
Purpose: Stop the wealth drain from interest payments
Timeline: Varies based on debt amount and payment capacity

Savings Goals

Target: Specific amount for major purchases
Purpose: Buy cars, homes, or other large items with cash
Timeline: Based on your timeline and savings capacity

Investment Objectives

Target: Retirement or long-term wealth building
Purpose: Make your money work for you over time
Timeline: Long-term (10+ years)

How Finn Helps

Goal tracking with visual progress indicators
Milestone celebrations to keep you motivated
Timeline adjustments when circumstances change
Long-term planning support for complex goals

Create Your Budget

Establish spending limits based on your income

Use the 50/30/20 rule or create a custom budget that works for your situation.

The 50/30/20 Rule

50% for Needs

Essential expenses you can't avoid:

Housing (rent/mortgage)
Utilities (electricity, water, gas)
Groceries and essential food
Minimum debt payments
Insurance premiums
Transportation to work

30% for Wants

Discretionary spending for enjoyment:

Entertainment and dining out
Hobbies and recreation
Non-essential shopping
Travel and vacations
Subscriptions and memberships

20% for Savings and Debt Payoff

Building your financial future:

Emergency fund contributions
Extra debt payments
Retirement savings
Investment contributions
Other savings goals

Custom Budgeting

If the 50/30/20 rule doesn't fit your situation, create a custom budget:

Analyze your spending patterns from the past 3 months
Set realistic limits based on your income and priorities
Adjust categories to match your lifestyle
Review and modify monthly as needed

How Finn Helps

Needs vs. wants categorization of all transactions
Spending limits for each category with automatic alerts
Automatic notifications when approaching budget limits
Family budget coordination for couples and families

Automate Your Success

Set up systems that work without you

Make positive cashflow automatic with smart automation tools.

Direct Deposit Allocation

Split your paycheck automatically across accounts:

Checking account for monthly expenses
Savings account for emergency fund
Investment account for long-term goals
Debt payment account for extra payments

Automatic Savings Transfers

Set up recurring transfers to build wealth:

Weekly or monthly transfers to savings accounts
Round-up savings from everyday purchases
Percentage-based transfers that grow with your income
Goal-specific transfers for different objectives

Bill Payment Automation

Never miss a payment or pay late fees:

Automatic bill scheduling for recurring payments
Payment reminders before due dates
Late payment alerts if something goes wrong
Payment optimization suggestions

Smart Alerts and Notifications

Stay informed about your financial health:

Low balance alerts to avoid overdrafts
Unusual spending notifications for security
Goal progress updates to stay motivated
Budget limit warnings to prevent overspending

How Finn Helps

One-click setup for all automation features
Smart recommendations based on your spending patterns
Flexible scheduling that adapts to your pay schedule
Easy adjustments when your situation changes

Track Your Progress

Monitor your journey toward financial health

Regular reviews help you stay on track and celebrate your progress.

Monthly Cashflow Reviews

Every month, review your financial performance:

Income vs. expenses comparison
Surplus or deficit identification
Spending pattern analysis by category
Goal progress assessment

Goal Progress Tracking

Monitor your progress toward specific objectives:

Visual progress bars for each goal
Milestone celebrations when you hit targets
Timeline adjustments if needed
Next steps guidance for continued progress

Spending Pattern Analysis

Understand your financial behavior:

Category breakdowns of where money goes
Trend analysis over time
Seasonal patterns identification
Optimization opportunities discovery

Milestone Celebrations

Recognize and celebrate your achievements:

Emergency fund milestones (25%, 50%, 100%)
Debt payoff celebrations (first payment, halfway point, debt-free)
Savings goal achievements (first $1K, major purchases)
Financial health improvements (positive cashflow, net worth growth)

How Finn Helps

Automated monthly reports delivered to your inbox
Real-time progress tracking in the app
Personalized insights based on your data
Celebration notifications for achievements

Ready to start your journey toward financial health? Finn is here to guide you every step of the way.